feel free to write us anytime.
Lowest Cremation Cost provider
Pre-need Funeral Planning
More and more people are choosing to make their own funeral arrangements in
advance of their death. In the past many families were left not knowing what the
wishes of their family members were. Pre-arranging funeral services not only
expresses the wishes of the deceased, but takes away some of the stress that is
placed on families when a death occurs. Pre-arranging can be as simple as just
providing background information and vital statistics to help create obituaries
and to complete death certificates, to partially or
fully funding the funeral in a Michigan (TM)
There are three ways to
preplan a funeral:
Preplan without funding –> this includes providing the
funeral director with all information about yourself required for the death
certificate and obituary, choosing the kind of services you desire, and
perhaps even fully planning the funeral and getting an idea of what that
funeral might cost at today’s prices.
Preplan with funding –> the Duzak Cremation and Funeral Home is
a participant of the Michigan Prepaid Funeral Trust Fund (TM) Choices. Upon
meeting with a funeral director, you can set up your entire funeral and
place money in the interest bearing trust fund to pay for your future
funeral. The benefit of this fund is that it allows you to use the services
of any funeral home, not just the funeral home you set the account up with.
In addition, the interest earned on the account will help keep up with the
inflation of funeral services.
Preplanning for Medicaid Purposes –> through Choices,
irrevocable accounts can also be set up for purposes of Medicaid. In order
to qualify for Medicaid, the person applying must reduce his or her assets
below $2,000. Money can be set aside, however, in an irrevocable funeral
pre-need account and will not be looked at as an asset by Medicaid. A funeral
director can help you set up an irrevocable account through Choices, and
provide you with easy to understand paperwork and copies for your Medicaid
To obtain more information on pre-need funeral planning, call or stop by the
funeral home. We are happy to help!