Business Policy/Terms of Payment

• We are a small business providing services and merchandise, and are totally dependent upon our clients for prompt payment for the services and merchandise they request.
• Cash Advance Items: (money paid a third party on the clients behalf) are necessary to conduct certain funeral arrangements. Said charges represent a cash outlay without a profit being realized by our firm. Therefore, such cash advance items listed on the Statement of Funeral Goods & Services is requested to be paid at the time of the Funeral Arrangement Conference.

1. Total Funeral Bill Paid-in-Full at the time of the Funeral Arrangement Conference.
2. Method of Payment by Cashiers Check, Visa, MasterCard, Discover, American Express, and Cash.
3. Insurance, Union and other benefits that may be eligible to you are considered to be your benefits. We ask that the total funeral bill be paid-in-full at the time of the funeral arrangement conference.
4. In all cases where the total payment has not been received in ten working days, a late penalty will be charged at the rate of 12% per annually or 1% per month on the unpaid balance.
5. In the event that proper arrangements have not been made within ten working days, delinquent accounts will be reported to our collection agency.
6. Oral Agreements or Oral commitments to extend credit or to forebear from enforcing payment of a debt are not enforceable under Michigan State Law.

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1. No information provided by a consumer will be sold or transferred to a third party.
2. Only Duzak Funeral & Cremation Center and those acting under our authority to promote our service and services related to our company will have access to a consumers data.
3. Only names and addresses of adult consumers who wish to receive information about our services and programs will be maintained in our active mailing list.
4. Consumers who wish to remove their names from our mailing list can do so by calling toll-free 1-800-331-5051